It's definitely not a stupid question, never give your insurance company the excuse that you didn't do full disclosure in case it ever comes to you needing a payout. Chances are it won't add any cost to the premium, mine didn't, but they have it on file and can't ever say you didn't tell them.
Declared wheels, B14's, and ARB's to my insurance and it went up £3.00 a month. not as lucky as the others on here but it wasn't much at the end of the day.
I'm fairly new to this T6 world But have had modified cars before. I have insured my new camper conversation with Brentacre. I have 20" TTRs wheels, lowered 55mm, sportline front bumper and side bars. All in £495 as a daily driver. Brentacre say all non power gain mods are free. Best be up front to prevent issues if (touches wood) the worst happens.
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