I've never camped in either, but i have driven through.
Its says in your profile that you are London so i guess your insurance is from the UK.
Bosnia and Herzegovina often require a different insurance as they are not EU, now sometimes they offer you insurance to buy as you enter, sometimes they do not.
If you are already out of the UK it is difficult to get the insurance as they are not valid if already out of the country, so just make sure your insurance is sorted before you leave!
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