Thanks for all the replies. I've had a few days away so couldn't respond.
Firstly cost. Shuttles are way cheaper. Take a look. The same age van with same mileage, the Gross Shuttle price will be about the same as a Net Kombi price, sometimes the Shuttle is even cheaper than that.... It makes absolutely no sense, other than those of you who are VAT registered are happy to pay way over the odds keeping the commercial vehicles cost high.
Secondly, headlights. I cant afford LED's on a Kombi as well as the VAT, but Shuttles come with H7 headlights as standard. Way better than H4.
Thirdly, seats. The second row is 3 individual seats, and the twin slider is a bonus for me. Kombis with a 2+1 come with a bigger cost premium. I just have no need for the third row hence the question about boarding it out.
I agree, some dark tints would be good, and I can build a stand alone bed in the back, but I was just curious to see if anyone had boarded it, and how they might have achieved it with the trim issues.
Car speed limits, class 4 MOT, lower tax, 3 Zone air con, Shuttles don't come with a decent stereo, parking sensors, of MFSW, but those are not difficult to sort.
I got quoted £470 insurance with mods and parking on the road, so not too bad, but I will try Direct line. Thanks