Moutain Bike Insurance When Abroad.

[MEZ50]

Hi All,

I'm having problems insuring my MTB for a Holiday abroad.

House insurance will look after my bike at home but not Abroad as its over £5k.

Best offers so far :- Change House insurance with 6 months still to go. Extra £200

Independent Bike only, annual insurance £174 .

Take my lesser value Hard Tail to ride in Spanish Sierra's

Has anyone just insured their Bike for the duration of a holiday say 60 days ?

Any advice gratefully received.

Thanks in advance.

 

[Zave]

I always thought I was covered by my home insurance. Have you phoned them to find out for sure?

 

[MEZ50]

Hi @Zave .

Yep they cover the bike in the UK but not abroad as it’s over £5k.

 

[Zave]

Gotcha. May be worth accepting the 5k max cover.

 

[tintim]

Have you tried dogtag? Mountain Biking Travel Insurance and Downhill Mountain Biking Insurance

Used them for a Morzine trip a few years back.

 

[MEZ50]

Thank you @tintim .

I will have look at a quote later

 

[Captain Mainwaring]

Interesting, never even thought of checking that my bike was insured out of the country. Will have a look at that. Does you insurance cover you for a new bike if yours gets nicked? If they only cover current value it will be under £5k

 

[MEZ50]

Interesting, never even thought of checking that my bike was insured out of the country. Will have a look at that. Does you insurance cover you for a new bike if yours gets nicked? If they only cover current value it will be under £5k

Hi CM,

In the UK my House Insurance cover the Bike new for old for the full value.

But abroad they will only cover a bike up to £1,900.00.

Looking for a 60 day European cover just for Theft of the Bike.

 

[Shredder]

Sorry @MEZ50 ... my home contents covers all my stuff at anytime, anywhere in the world.

For injuries I've always used these guys whenever I go to ride : Snowcard | Insure your adventure

They're a competitor of DogTag (above) but only allow up to £3,000 sporting goods cover per trip and it really jacks up the premium as well. Looks like you may be best off getting a more comprehensive contents policy for home and goods in the end

 

[MEZ50]

Sorry @MEZ50 ... my home contents covers all my stuff at anytime, anywhere in the world.

For injuries I've always used these guys whenever I go to ride : Snowcard | Insure your adventure

They're a competitor of DogTag (above) but only allow up to £3,000 sporting goods cover per trip and it really jacks up the premium as well. Looks like you may be best off getting a more comprehensive contents policy for home and goods in the end

Thanks Shredder.

I think your right, will change my House insurance when it comes up for renewal.

 

[Captain Mainwaring]

I use WorldNomads for insurance on my Alps biking trips. Might be worth asking if they could cover the bike as well as injury etc.

World Nomads - Explore Your Boundaries

 

[JonB]

Give pedal cover Specialist Bike Insurance UK | Home, Bike & Travel Insurance a ring. I use them for my home insurance and cycling holiday insurance too.
I’ve Never had to make a claim but always really friendly on the phone.
They are a small company close to where I live.

 

[MEZ50]

I use WorldNomads for insurance on my Alps biking trips. Might be worth asking if they could cover the bike as well as injury etc.

World Nomads - Explore Your Boundaries

 

[MEZ50]

Give pedal cover Specialist Bike Insurance UK | Home, Bike & Travel Insurance a ring. I use them for my home insurance and cycling holiday insurance too.
I’ve Never had to make a claim but always really friendly on the phone.
They are a small company close to where I live.

Thank you JonB. Will check them out tomorrow.

 

[Ghost]

@MEZ50
Is it an option to hire a bike?

If you hire, I’m guessing it may come with insurance, or at a low price?

 

[MEZ50]

@MEZ50
Is it an option to hire a bike?

If you hire, I’m guessing it may come with insurance, or at a low price?

Not really @Ghost . We are driving down to Tarifa then following the Sun along the Mediterranean taking in different areas to ride the bikes. Then back through France.

 

[Captain Mainwaring]

@MEZ50
Is it an option to hire a bike?

If you hire, I’m guessing it may come with insurance, or at a low price?

Apart from being expensive to hire decent bikes, the brakes will be the wrong way round so its likely to end in tears

 

[Noiseboy]

I use yellow jersey insurance multi bike policy and sensible security requirements.