The Victron Solar MPTT will get information from the BVM-712 temperature sensor and will not charge if the temperature is below 5C.
However, the DC-DC charger is not able to limit charging based on temperature, (an oversight from Victron IMHO).
Therefore, even if you not using you leisure battery in the winter and it's still connected when you go for a drive, it will charge when the alternator has put enough juice back into the starter battery. It's this I'm trying to avoid by adding heat pads to keep the battery above 5C.
I'm back in the garage after a ridiculously busy week at work, so let's see how I get on today
I agree, it's hassle I'd not considered - however the pro's of Lithium still outweigh the con's.