Insurance Recommendations Please

[AJH_Ant]

Anyone got any recommendations for insurers they've used recently? Quotes for my Sportline are coming in way above the £840 I paid for last year and most of those are valuing the van way below market too I notice. Worlds gone mad

 

[roooms]

I was recommended Howdens (formerly A-Plan) by Simply Surf Bus where I bought my van. They're a broker who finds an underwriter to support your needs. I've always had competitive quotes and they insure all the modifications I've declared. I think t6forum membership gets you a small discount as well, although I use a different discount as I was referred.

My insurance premium went down this year. Having heard of a few folks seeing insurance price increases on this forum, I wasn't expecting that.

 

[AJH_Ant]

Cheers, I'll have a look with Howdens, although I have just had a decent quote from Carole Nash. Direct line almost wanted double what I paid last year, and some even refused to quote!

 

[T6ChrisO]

As above, Howden/A Plan for me

 

[Bav]

Insurance Companies

Heres a list of popular insurance companies mentioned by members along with a link to their respective websites Popular for modified vehicle policies A Plan - Car Insurance, Home Insurance and Much More | A-Plan - They have multiple offices (franchises ?) so you need to speak to the thatcham...

www.t6forum.com

 

[Sasquatch]

Just as a point of order, it doesn't matter what an insurer "values" it at today. It's irrelevant.

Market value on the day it is written off is what matters, and that is easily evidenced by way of the vast volume of adverts for used vehicles. You'd be entitled not to it's trade value, but the the retail value of a similar replacement, and the ombudsman has become quite hot over this the last couple of years.

 

[EAN]

Just as a point of order, it doesn't matter what an insurer "values" it at today. It's irrelevant.

Market value on the day it is written off is what matters, and that is easily evidenced by way of the vast volume of adverts for used vehicles. You'd be entitled not to it's trade value, but the the retail value of a similar replacement, and the ombudsman has become quite hot over this the last couple of years.

Something to be careful of: If you give a lower insurance value figure then they’ll go with that even if the market value is higher. At renewal you have to keep an eye on the figure they give. I’ve got a new for old policy currently and at my last renewal I had to up my insured figure to cover the price increase of a new replacement. Will be going agreed value when I next renew as new for old will no longer be available to me.

 

[Rioja John]

Try Brentacre I’ve been with them since I bought my first VW T6.1 in 2021, I only had the van 6 - 7 weeks when I had a my fault accident with another vehicle our van only had 600 miles on the clock.
Brentacre were brilliant sorted everything out and the following year my premium only went up £50.

 

[Sasquatch]

Something to be careful of: If you give a lower insurance value figure then they’ll go with that even if the market value is higher. At renewal you have to keep an eye on the figure they give. I’ve got a new for old policy currently and at my last renewal I had to up my insured figure to cover the price increase of a new replacement. Will be going agreed value when I next renew as new for old will no longer be available to me.

Don't give a figure unless you're buying an agreed value polocy - just state "market value" and place the ball in their court. Some won't like that, so just go to the next one.