Tracker needed for insurance? or needed for good price?

When I spoke to Adrian Flux they insisted on a tracker (that they supplied) or they wouldn’t insure me..

Their quote was miles off anyway so I went elsewhere.

I’m sure these companies have their reasons but it’s difficult to see the logic when you read about people’s experiences
I think post codes have a lot to do with it and where the vehicle is parked overnight.
 
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