Carole Nash Complaints Dept have come back with the following...
Not sure what to do really... it looks like im going to be stuck with this for some time..
Thank you for taking the time to raise your concerns on 16 May 2024. I understand you are unhappy with the cancellation of your policy.
Having looked into your complaint, I'm afraid I am unable to uphold it, but I hope this email explains why.
On 05 May 2023 you obtained a policy online via Compare the Market to commence on 09 May 2024. This was for vehicle registration ******** which was declared as a van. When your policy renewed with your new underwriter N.I.G they requested some documents relating to the vehicle. Upon recite of these documents, it came to light the insured vehicle was a minibus and not a van as declared. Due to this N.I.G were not able to continue cover, and the policy was cancelled with a full refund issued.
As Carole Nash were not aware the vehicle was a minibus, no referral was made for your renewal meaning the cover was not valid. Had we been made aware of the type of vehicle a quote would have been offered for the correct type of cover.
As a 7 day notice of cancellation was issued with no contact from you, N.I.G have confirmed the cancellation is enforced meaning you will need to declare this to all future insurers. If you remain unhappy with this, I have provided details of N.I.G below so you can raise your concerns with them.
NIG
10 Livery Street
Birmingham
B3 3NU
Tele: 01651 2083 2629
Email:
complaints@nig-uk.com
I understand this may not have been the outcome you had hoped for, and If you feel there is something I have not addressed or considered within my response, please let me know, and I will be happy to look into matters further for you.
What happens next:
If you are unhappy with our response to your complaint, you can refer your complaint to the Financial Ombudsman Service, free of charge. If you want to refer it, you must do so within six months of the date of this email.