Would have been very much touch and go to get home without it getting significantly worse and didn't fancy testing out the service from the breakdown insurance.
Think I have finally got the same windscreen back that I started off with. Two Auto windscreen replacements definitely weren't even though fitter insisted they were.
Funnily enough, renewal notice was waiting for me on my return. Gone up by 30%. Not sure if that is par for the course but seems steep increase to me.
Makes sense, If you can afford to visit Switzerland you can cough up the extra 30%.
Steep, yes, but probably par for the course in the current climate and unlikely to be related to your windscreen claim.
Average rise of car insurance premiums in the UK was 34% from the end of 2022 to 2023 and 33% for the first quarter of this year according to the ABI.
Not when compared to the rest of Europe.
choosemycar.com
I wouldn’t fall for that, sounds more like big oil steering the debate. My reason for that tin foil hat moment is - they have EVs in Europe too. In fact a couple of places over there are already live testing the wireless charging in roads (got a hybrid Toyota with a real world range of 68 miles on EV power to do 2000 miles using wireless charging and no fuel from the tank).We can thank the EV fires and lack of repairability of some EVs for that. I imagine they offload some of the cost to the rest of us motorists.
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It’s definitely a fact that EVs are also on the roads of France (where insurance premiums rose just 2%, not 33%) and Spain, and Italy. I also know collisions happen on their roads too.
Import duties and tariffs for parts since Brexit, not much manufactured in the UK now?
The current UK government won’t interfere or add regulation to business, too many donors to upset. Is the insurance industry not hand in hand with the finance industry, one of the few areas where the UK makes substantial profits?
These nations don’t repair a car every time they have a knock, most of their cars are trashed. A philosophy I use with my 23 year old A4, It’s a slave to me not the other way around.
Still, it clearly works and is clearly possible. I’d much prefer a 2% increase to a 33% one for the exact same thing. Remember it’s not just France. Not every country is well regulated. Spain, Italy…
Yeah, I had to push to get an OEM replacement.
I had a screen in my Audi S4 convertible in my first year with Saga (so I know that’s 5 years ago). Big job, interior trim off, rivets drilled for metal exterior trim etc. Took half a day for the auto glass guy. Must have cost a fortune. Anyway, my premium has remained similar at around £230 pa and has just gone down this year to £220. So in 5 years I’ve probably still not paid for the windscreen. So not all companies penalise a screen claim.
I genuinely can’t understand why the insurance companies have such a poor grip on these ridiculously inflated costs from these claim management companies. We are paying for it, but what other business model exercises so little control over it’s direct costs?
They know they’re being ripped off - £380 per day for a hire car, but when we a forced to pay whatever they just don’t care. Govt. don’t care either as no doubt there is tax on all these overinflated bills. Plus, there were parties to go to, suitcases full of wine etc.
