Ah yeah I would imagine Shropshire is a much cheaper postcode. Anywhere in a city or outskirts is going to be more.. I've got 3 other vehicles as well. I think the value probably quite a bit different as well. I'm pretty happy with 450, given how much we've been paying for the car it replaces.I'm 52 and live in Shropshire. Mine's and Caravelle, so it's basic car insurance. 15k miles per year and business use, plus we have quite a few other vehicles, which I believe lowers the 'risk'.