Hi
@czmate1999 I had the same questions about 18months ago. I went for a kombi as I found a real bargain with all the spec.
Yes you will pay about 2k more for a kombi. I sold my kombi interior, seats, seat belts, floor mounts & rubber matting for £1100.00. so was only down £900 over a panel van.
My conversion then had the factory slider windows (flush fitting) and factory rear glazed, heated & wash/wipe rear window / tailgate.
Oh and the kombi step & no hassle of removing a bulkhead etc.
Not saying a panel van is wrong, just saying how I did it. If I didn't want the flush factory sliders then I may have gone for a panel van. But I use the sliders quiet a lot for making tea and airflow in hotter campsites.
Good luck.